(518) 472-0411 [email protected]

401k Plan Financing

Our 401k Financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in a 401 K plan or IRA. In as little as 3 weeks you can invest a portion of your retirement funds in your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.


401k financing offers a safe, proven plan based on long-standing provisions of the Internal Revenue Service. Clients can be approved for financing as much as 200% of what is in their 401k. And, there is no penalty for withdrawal.


Approval Amount up to 200% of 401k balance
Credit Quality Bad Credit Accepted
Collateral 401k/ IRA
Financials None Required
Approval terms revolving line-of-credit, rates as low as 2%
Sand Dollar Associates, Inc is not a lender and/or Bank. We are experts at connecting business owners with credit lines and loans to help capitalize their businesses. All loans or credit lines are subject to lender approval based upon credit criteria.