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Securities-Based Line of Credit

Your business can take advantage of the lowest possible interest rates and retain the security of maintaining full ownership of their securities with securities financing. This funding program was developed to provide lines of credit leveraging securities portfolios to a higher loan to value than a standard margin loan.

Closing and funding takes place in 2 weeks or less and clients will have a choice of floating or fixed rates. Rates are as low as 1.6%, and your business can obtain funding as high as 90% of the value of your securities. The securities remain in your name, and you can be approved with very limited documentation.

This program is not based on your personal credit or your income, so you can get approved even with credit issues or no revenue for your business. There is no prepayment penalty, and you receive 100% of the portfolio appreciation. Plus foreign nationals are accepted into this program.


Approval Amount up to 90% of securities value
Credit Quality Bad Credit Accepted
Collateral Stocks, bonds, other securities
Financials None Required
Approval terms revolving line-of-credit, rates as low as 1.6%


Sand Dollar Associates, Inc is not a lender and/or Bank. We are experts at connecting business owners with credit lines and loans to help capitalize their businesses. All loans or credit lines are subject to lender approval based upon credit criteria.